Private Hard Money & Bridge Lending — Since 2018

Capital That Moves
As Fast As Your
Deal Does.

Emvest Finance provides hard money, bridge, and DSCR loans for real estate investors who need fast, flexible funding — without the red tape of traditional banks.

Pre-Qualify Today Apply Now → View Loan Products
187+
Deals Funded
$50M+
Capital Deployed
7 Days
Avg. Close Time
85%
Max LTC

What We Offer

Flexible Financing for
Every Strategy

From quick flips to long-term holds, we structure loans around your deal — not the other way around.

🔨
Fix & Flip

Fast acquisition and rehab capital for investors looking to purchase, renovate, and sell properties for profit.

Loan-to-CostUp to 85%
Term6–18 Months
Close TimeAs Fast as 7 Days
InterestInterest-Only
📊
DSCR Loans

Qualify based on property cash flow — not personal income. Perfect for buy-and-hold investors building a portfolio.

LTVUp to 75–80%
Term30-Year Fixed
Min. DSCR1.0–1.25x
Property TypesSFR, 2–4 Unit
🌉
Bridge Loans

Short-term financing to bridge the gap between acquisitions, refinances, or while stabilizing a property.

LTVUp to 75%
Term3–24 Months
Close Time5–10 Business Days
InterestInterest-Only
🏘️
Buy & Hold

Acquisition financing for long-term rental properties. We fund single-family, multifamily, and mixed-use assets.

LTVUp to 75%
TermFlexible
Property TypesSFR, Multi, Mixed
Foreign NationalsEligible

Why Choose Emvest

We're Investors
Who Lend.

We've been on both sides of the table. That means faster decisions, smarter structuring, and a lender who actually understands your deal.

01

Speed When It Matters

We can close in as little as 7 days. No bureaucracy, no committee meetings — just a decision from people who know real estate.

02

Asset-Based Underwriting

We lend on the deal, not your W-2. Less-than-perfect credit or unconventional income? We focus on the property's potential.

03

Foreign National Friendly

We fund deals for international investors with bilingual (Spanish) support and expertise in cross-border compliance.

04

A True Lending Partner

Our team are active investors ourselves with 20+ units. We've navigated the same challenges — and we'll help you navigate yours.

How It Works

1

Submit Your Deal

Fill out the pre-qualification form with your property details and investment goals.

Day 1
2

Term Sheet Issued

We'll reach out within 24 hours with indicative loan terms tailored to your deal.

Day 2
3

Underwriting & Appraisal

We move quickly through due diligence with our vetted network of appraisers and title teams.

Day 3–5
4

Funded & Closed

Sign, wire, close. Your capital is deployed and you're ready to execute your strategy.

Day 7+

Track Record

Recently Funded Deals

A sample of deals we've closed for investors across the country.

Rehab Loan Baltimore MD
Buy & Hold Portfolio — Baltimore, MD
Purchase Price (each)$101,000
Total Rehab Budget$300,000
Total Closing Costs$95,000
LTC85%
Monthly Rental Income $11,550
Fix and Flip Loan Baltimore Maryland
Fix & Flip — Baltimore, MD
Purchase Price$70,000
Rehab Budget$70,000
Total Closing Cost$11,000
Sale Price$220,000
Seller Help$8,500
Investor Profit $55,000
Rehab Loan Gulf Breeze Florida
Rehab Loan — Gulf Breeze, FL
Purchase Price$1,400,000
Rehab Budget$400,000
LTC80%
Interest Rate (I/O)10.5%
Total Project $1,800,000

The People Behind the Deals

Meet the Emvest Team

Experienced investors and operators who understand what it takes to close.

Ed Glaude
Ed Glaude
Founder & CEO

Edwin began his career at Citi in NYC as a top-performing Commercial Banker focused on mid-sized companies. He holds a B.A. in Management Science from Coppin State University. What sets Ed apart is simple — he's not just a lender, he's an active investor. With nearly 30 units and multiple flips under his belt, Ed offers the same products and strategies he personally uses to build his own portfolio and wealth. When he funds your deal, he's speaking from experience.

Melissa Glaude
Melissa Glaude
Licensed Realtor & Project Manager

A certified Project Management Professional (PMP) and licensed Realtor, Melissa brings precision, warmth, and strategy to every transaction. While she loves helping families find their dream homes, she has a true niche in working with investors — helping them identify opportunities, navigate deals, and grow their real estate portfolios and long-term wealth. Whether you're buying your first home or your tenth investment property, Melissa brings the same dedication to every deal.

Get Started

Let's Talk About
Your Next Deal.

Whether you're new to real estate investing or closing your 50th deal, Emvest Finance can structure the right loan for your strategy. Fill out the form and we'll respond within 24 hours.

📞
410-258-3721
✉️
Ed@emvestfinance.com
📍
Columbia, MD — Lending nationwide

We respond within 24 business hours. No spam, ever.