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Swift Reliable Access to Capital, Seizing Investment Opportunities Without Delay
Hands-On INvesting With The Experts
With a solid track record in hard money lending, we have successfully built a respected reputation amongst investors nationwide. Trust EMvestments to turn your real estate dreams into reality.
Why Choose EMvestments Over Traditional Financing?
Since 2018 we have been catering to the diverse financial needs of real estate investors across the United States. We have remained committed to providing flexible and reliable financing solutions for both domestic and international clients, positioning ourselves as a leading choice in the industry.
Creative Solutions From Experienced Investors
We understand the unique challenges faced by real estate investors, particularly when it comes to securing quick and efficient funding for their projects. That is why we specialize in hard money lending, offering fast and hassle-free access to capital for the acquisition and renovation of properties.
We Serve Foreign Nationals Investing In The US Real Estate Market
We recognize the importance of providing opportunities to international investors, and we take pride in our ability to fund deals for foreign nationals, leveraging our extensive knowledge of cross-border transactions and compliance with regulatory frameworks. Our team also consists of bilingual Spanish speaking representatives.
MEET THE EMVEST TEAM
FOUNDER, & CEO
Edwin offers actionable insights and ideas to help clients capitalize on opportunities and expand into new markets. His career began with Citi in the NYC metropolitan area, where he gained top performing Commercial Banker focusing on mid-sized companies up to $250MM in revenue. Edwin received his B.A. in Management Science from Coppin State University in 2003.
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In his current role, Edwin proudly serves his clients as a strategic lending partner and helps them navigate the many challenges real estate investors encounter in their quest to grow and transact in this economy.
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Ed's competitive advantage is that he is also a real estate investor with over 20 units of his own. Ed's true passion is helping his clients get closer to financial freedom one deal at a time.
Licensed Realtor & Project Manager
As a certified Project Management Professional (PMP), Melissa's attention to detail, organizational prowess, and strategic thinking shines through in every interaction.
Melissa understands that buying or selling a home is a significant milestone, and she takes pride in guiding her clients through the process with ease. With her strong communication skills and a keen ability to listen, she builds lasting relationships based on trust, transparency, and personalized service.
LOAN COORDINATOR
Glo Chavez is a dedicated professional with extensive experience in logistics coordination, customer service, property management and finance. With a diverse background, Glo has honed her skills in managing operations, providing excellent customer service, and facilitating loan processes.
With her combined expertise in logistics coordination, customer service, property management and finance, Glo continues to make a meaningful impact in her current role as a loan coordinator at Emvest Finance.
Why Get a Hard Money Loan?
Speed and Flexibility
Accessibility
Asset-Based Lending
Favorable Terms
Hard money loans offer a swift and flexible alternative. Lenders understand the urgency of real estate deals and can provide quick approvals and funding, allowing investors to seize time-sensitive opportunities.
Allows a wide range of borrowers, including those with less-than-perfect credit or limited financial history. Unlike traditional lenders that heavily rely on credit scores and income documentation.
Hard money loans are designed to keep your cost low and maximize your profits. At EMvestments, we understand that successful real estate investing hinges on efficient financing. Our hard money lending solutions offer competitive interest rates and flexible terms, ensuring you can leverage opportunities while optimizing your returns.
This asset-based approach allows investors to leverage the potential of their real estate investments without being limited by their own financial circumstances. Hard money lenders focus on the property's potential and its ability to generate returns.
RECENTLY FUNDED DEALS
Purchase Price - $70k
Total closing cost - $11k
Rehab Budget - $70k
Sale Price - $220k
Seller Help - $8500
Profit to investor - $55k
Purchase Price: $1,400,000
Rehab Budget: $400,000
LTC: 80%
Interest rate (I/O) 10.5%
Purchase Prices - $101K each.
Total closing cost - $45k + $40k = 95k
Rehab Budget - $140k + $160k = 300k
LTC- 85%
Proforma rent - $1650/month per unit = $11,550 monthly income